The obstacle
Women's enterprise and access to capital
Ruth sells vegetables in Kathonzweni and buys from farmers around Mavindini. She has been trading for nine years and has never defaulted on anything.
She wants a small pickup. Currently she pays a transporter who sets his own rate and sometimes does not come, which means produce spoils and the loss is hers.
Her table banking group is disciplined and solvent. It is simply too small for what she needs next.
What gives hope
Credit sized to an actual business, and a process she can complete without losing a trading day.